Insurance for classic car shows and exhibitions: the peace of mind that every collector needs.
As a classic car enthusiast, I know there's nothing better than a good collector's gathering.
Those get-togethers where we share stories, show off our wheeled gems, and, of course, spend hours talking about mechanics, restorations, and unforgettable anecdotes.
But there is something that many forget: the risks.
Yes, no one wants to think about that, but the truth is that any exhibition or event can bring unexpected events. From minor bumps to much worse situations.
That's why today I want to talk about a topic that few consider until it's too late: insurance for classic car shows and meetings.
Because if you're going to put your treasure on display, it better be protected.
1. Why you need event-specific insurance
I've seen too many cases of collectors who take their cars to shows and come back with a monumental headache.
Makeshift parking, overenthusiastic visitors, unpredictable weather… the list of potential problems is endless.
I remember a friend, Roberto, who took his Mercedes-Benz 300SL Gullwing to a huge event. He parked in a safe area, or so he thought, until a careless kid climbed onto the bumper to take a picture.
Result: a deep scratch in the original paint that cost hundreds of dollars to repair.
With exposure insurance, such situations don't turn into a financial nightmare.
2. What does exposure insurance cover and why is it different?
Classic car insurance is not the same as event insurance.
Standard insurance typically covers theft, fire, and damage to public roads, but for exhibitions, there are other factors to consider:
✔ Damage caused by third partiesFrom a scratch to a dent in the bodywork caused by someone who got too close.
✔ Transportation to the eventSome policies include coverage if the car is damaged during the journey.
✔ Unexpected weatherHail, storms, and other natural disasters can ruin an outdoor display.
✔ Partial or total theftIf your car has expensive original parts, this insurance is essential.
✔ Mechanical damage due to displaySome cars experience problems when left on for long periods.
3. Types of event insurance and which one is right for you
If you're thinking about insuring your classic car for an event, there are different options depending on your needs.
Insurance by day or by event: Perfect if you only take your car to occasional shows.
Annual coverage for exhibitions: If you regularly participate in meetings and events.
Transport insurance: If you need to transport your car by tow truck or trailer and want to avoid surprises.
Not all insurance policies cover the same things, so be sure to read the fine print before purchasing.
4. True Stories: When Insurance Made a Difference
I'll tell you about two cases I've experienced firsthand, where exhibition insurance saved the day.
Case 1: The Alfa Romeo and the unexpected storm
My friend Alvaro took his 1965 Alfa Romeo Spider to an outdoor event. The forecast called for "sunny," but the reality was different.
A sudden storm brought strong winds, and a tent blew through the air and landed right on top of his car. The hood was left with deep dents.
Fortunately, his insurance covered weather damage. A few weeks later, the car was back, pristine as ever.
Case 2: The Cadillac and the Curious Enthusiast
At another exhibition, I saw a man leaning against an acquaintance's Cadillac to take a selfie. What he didn't know was that the paint had been restored using a special process, and his belt buckle left a 10cm scratch.
The owner, in a cool tone, simply said, "It's a good thing I have insurance for this."
Days later, the car was as good as new, without costing him a single dollar.
5. Don't wait until it's too late
If you own a classic car and show it, securing your participation in events is a smart decision.
📌 Compare options: Not all insurers offer the same thing.
📌 Check the exclusions: Some insurance policies do not cover minor or mechanical damage.
📌 Ensures transportation: Many accidents occur on the way to the event.
Tranquility is priceless
When we participate in exhibitions, we want to enjoy ourselves, share with other enthusiasts, and proudly show off our cars.
The last thing we want to think about is what could go wrong. But the reality is that unexpected events happen.
Having event-specific insurance isn't just financial protection; it's a guarantee that, no matter what happens, your classic will remain a work of art on wheels.
If you've ever participated in an exhibition, tell me: have you had any mishaps? Let's share experiences!
+See more: How Insurance Saved My Friends' Classics
He's been passionate about classic cars for as long as he can remember. His story began in his grandfather's garage, watching the painstaking restoration of a 1957 Chevrolet Bel Air. It was in that space, amid the smell of grease and the stories told, that he discovered his love for old four-wheelers.